CWM FSG

This Financial Services Guide (FSG) is designed to clarify who we are and what we do, and help you decide whether to use our services. To make things simple, this guide explains:

• the services and types of products we’re able to offer you

• how we and our associates are paid and any other benefits we may receive

• any potential conflicts of interest we may have

• how we protect your privacy and handle your personal information

• how we resolve disputes, and what you should do if you have one.

Please read through the whole FSG, as it’s full of useful information – and is also worth holding on to for future reference. The Privacy Notification on page 12 is worthwhile reading as it gives you further clarity on how we handle your

personal information. And of course, if you ever have any questions, please contact us.

Please click on this link to access our FSG